Our Values
INTEGRITY
At AS IS Lending we value honesty and integrity, and we pride ourselves on providing transparency for our clients throughout the mortgage loan process.
CUSTOMER CARE
We understand that owning a home is a large financial commitment, which is why our AS IS Lending Team works closely with you every step of the way throughout the loan process and beyond. Our goal is to earn your trust and be your lender for life.
TEAMWORK
At AS IS Lending we embody a family environment in every aspect of business. Treating everyone as family, from our clients to our office delivery guy, means we go that extra mile for everyone we meet.
“Take care of the little things, and the big things will come.”
— Sonny Reynolds, AS IS Lending Founder & CEO
Mortgage Products
PURCHASE - a mortgage loan used to finance the purchase of a home, second home, or investment property.
REFINANCE - a new mortgage loan you obtain to replace your existing mortgage loan because you are seeking a lower rate, lower term, to payoff debts, or to cashout on some of your home’s equity.
FIXED RATE - the mortgage interest rate remains fixed throughout the entire life of the loan, and your monthly payments never change.
ADJUSTABLE RATE (ARM) - the mortgage interest rate offers a lower initial monthly payment, however the interest rate adjusts periodically, so your monthly payment will increase or decrease throughout the life of the loan.
VA LOANS - specialized mortgage programs guaranteed by the Veteran's Administration (VA) that are exclusively for active military and veterans of the U.S. Armed Forces.
FHA LOANS - these mortgage loans are insured by the Federal Housing Administration (FHA) and are ideal for borrowers with less than perfect credit and smaller down payments.
REVERSE MORTGAGES - a mortgage that enables clients aged 62 years or older to convert their home equity into cash income, while also providing the optional benefit of not having to make any monthly payments throughout the life of the loan.
JUMBO LOANS - for clients with loan balances greater than $484,350, or above $726,525 in federally designated high-cost markets.
RENOVATION LOANS - a loan that allows homeowners to purchase or refinance a home that needs repairs; renovation funds can be withdrawn in phases based on construction or repair progress and completion.
Mortgage Professionals
